Homeowners Insurance
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Case Details
The Second District Court of Appeal reversed a trial court ruling, finding that homeowners John and Lois Abraham breached their insurance policy by refusing to sign a repair authorization form from People’s Trust Insurance Co. for storm damage, based on a misinterpretation of contractor licensing laws.
Additional Notes
The appellate court clarified that a general contractor can legally oversee roofing work by subcontracting to a licensed roofer and that the insurer fulfilled its duty by instructing its contractor to provide licensing documents, not by directly providing them.