Property Insurance Dispute
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Case Details
Florida’s Third District Court of Appeal ruled in favor of homeowners, clarifying that an insurance company must pay the 'actual cash value of the loss,' not just its own estimate, in a dispute where the insurer initially paid only $773 for damages estimated over $30,000.
Additional Notes
Initial payment of $773 for damages estimated over $30,000; appeals court emphasized that the insurer does not have exclusive right to determine actual cash value.