What to Do After a Car Accident in Springfield
A clear, step-by-step guide to protect yourself and your options in Illinois
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8 Steps to Take After a Car Accident
1. Check for Injuries
Your safety comes first. Check yourself and your passengers for injuries before doing anything else. If anyone is hurt, call 911 immediately. Do not attempt to move anyone with serious injuries unless they are in immediate danger.
2. Move to Safety
If the vehicles are drivable and no one is seriously injured, move them to the shoulder or a nearby parking lot to avoid blocking traffic. Turn on your hazard lights to alert other drivers.
3. Call 911 and Report the Accident
In Illinois, you are required to report accidents that involve injury, death, or significant property damage. Even for minor accidents, a police report creates an official record that can be critical for any future claim.
4. Exchange Information
Get the other driver's name, phone number, insurance company, policy number, and license plate. Also note the make, model, and color of their vehicle. Be polite but avoid discussing fault or apologizing at the scene.
5. Document Everything
Take photos of all vehicles involved, damage, road conditions, traffic signs, and any visible injuries. Write down what happened while it is fresh in your memory. If there are witnesses, get their contact information.
6. Seek Medical Attention
See a doctor as soon as possible, even if you feel fine. Adrenaline can mask pain, and some injuries like whiplash or concussions may not show symptoms for hours or days. Medical records also serve as important evidence for your Springfield claim.
7. Notify Your Insurance Company
Report the accident to your insurance company promptly. Stick to the facts and avoid speculating about fault. You are generally required to cooperate with your own insurer, but be careful about what you say to the other driver's insurance.
8. Consider Consulting an Attorney
If you have been injured, are facing medical bills, or the insurance company is being difficult, it may be worth speaking with a Springfield personal injury attorney. Most offer free consultations, and most work on a contingency fee basis. Fee arrangements are between you and the attorney.
Emergency Numbers for Springfield
Emergency
911
Illinois State Police
Contact Local
Springfield PD Non-Emergency
Contact Local
Poison Control
1-800-222-1222
Common Mistakes to Avoid
Admitting Fault at the Scene
Even saying 'I'm sorry' can be used against you. Stick to the facts.
Skipping Medical Attention
Some injuries don't show symptoms for days. Always get checked.
Giving a Recorded Statement
Insurance adjusters may use your words to reduce your claim.
Accepting the First Offer
Initial settlement offers are almost always lower than what you deserve.
Posting on Social Media
Insurance companies monitor social media to find reasons to deny claims.
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