How do personal injury settlements work?
Your attorney sends a demand letter to the insurance company, they negotiate, and ideally agree on an amount. Once you accept, you sign a release and receive payment (minus attorney fees and medical liens). Most cases settle this way without ever going to court.
This is general information, not legal advice. Laws vary by state. Consult a qualified attorney for advice about your situation.
Related Questions
How long do I have to file a personal injury claim?
It depends on your state. Most states give you 2 years from the date of injury (the statute of limitations). Some states allow more, a few allow less. Missing the deadline almost always means losing your right to any compensation.
How long does a personal injury case take?
Simple cases with clear liability can settle in a few months. More complex cases, or those involving serious injuries, can take 1-2 years. If the case goes to trial, it can take even longer. Your attorney can give you a better timeline based on your specifics.
Will my case go to trial?
Probably not. About 95% of personal injury cases settle before trial through negotiation. Cases go to trial when the insurance company and your attorney can't agree on a fair amount.