Should I talk to the other driver's insurance company?
You can provide basic facts (your name, date of the accident), but avoid giving a recorded statement or discussing fault without an attorney. Insurance adjusters are trained to minimize payouts, and anything you say can be used to reduce your claim.
This is general information, not legal advice. Laws vary by state. Consult a qualified attorney for advice about your situation.
Related Questions
What should I do right after a car accident?
Call 911, check for injuries, move to safety if possible, exchange info with the other driver, take photos of the scene and damage, and get medical attention even if you feel fine. Do not admit fault. File a police report and contact an attorney before speaking with insurance adjusters.
Do I need a lawyer for a car accident?
Not legally required, but strongly recommended. Studies show victims with attorneys receive roughly 3.5x more in settlements than those without. Most personal injury lawyers work on contingency, so you pay nothing unless you win.
What evidence do I need for my claim?
Photos of the scene and damage, the police report, medical records and bills, witness contact info, and records of lost wages or missed work. The more documentation you have, the stronger your case.