$300,000
Dog Bite
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Case Details
Young woman who was attacked and bit by a dog settles claim with homeowner’s insurance for $300,000 policy limits.
Additional Notes
Our client who was visiting the home of a friend after a sporting event when the friend’s German Shepard dog jumped up and bit her on the lip causing her to suffer a severe injury. She rushed herself to the hospital where a plastic surgeon rushed to her aid. The injury left our client with a scar on her face from her nose down to her lip. Fortunately there were additional treatments available to minimize the appearance of the facial scar, but it never would completely go away. After our client was released from care we sent a demand to the insurance company for the homeowner whose dog attacked our client. Even though the dog had never been known to attack anyone before, in Missouri the law regarding dog attacks puts liability on the dogs owner. The insurance company initially wanted to offer our client an amount of money far below the policy limits, so we threatened to file a lawsuit. My client and I offered to meet in person with the insurance company’s lawyer to show him how the scar looked in real life and discuss how serious we were about taking this case as far as necessary to obtain full recovery for my client. After that meeting the insurance company agreed to pay their policy limits to our client. She was very happy to be able to obtain the insurance money without having to take a friend to court. As her lawyer, I knew that we were able to show the other side that we knew the value of her claim and weren’t going to back down and take a low offer. Luckily the other side was able to recognize their initial mistake and make things right by paying all of the money to settle her case.