$495,000

Additional Notes

A Jefferson County woman who was rear-ended during a chain-reaction crash, while sitting at a red light intersection settled with the at-fault driver’s insurance company for the remaining policy limits of $495,000 (after paying $5,000 to the driver of the third vehicle involved). Although the physical damages to the car were minimal, under $5,000 for bumper repairs, the woman suffered significant injury to her shoulder and lower back. In the early stages of the case, the insurance company initially disregarded the claim as being so minor as to only cause “soft tissue” injuries. The insurance company’s statements had no bearing on the case in the end, however, as there were several medical doctors who treated the driver that were able to connect the injuries she sustained to trauma, and an extensive pre-crash medical history showed no prior complaints to either region of the woman’s body. After treatment concluded, I created an extensive packet of information that carefully explained the extent of the injuries my client suffered, the connection between the crash and those injuries, and their driver’s negligence being the sole cause of all of the injuries. I sent that to the adjuster, who had initially dismissed the value of my client’s claim. After a review by that insurance company, a settlement offer for the full policy limits was extended to settle the claim. This was achieved without the need to file any lawsuit, which prevented my client from having to take on added expenses and greatly expedited her actually getting paid by the insurance company. In the end, nobody was able to give her back what had been taken from the negligent driver’s actions, but she was compensated for her losses to the greatest possible extent under the circumstances. She was very pleased to be able to get her medical treatment completely paid for by the at-fault driver’s insurance and was able to obtain a very significant sum of money for her pain and suffering during the whole process.