Top-rated car accident lawyers in New York City

New York City had its safest year on record in 2025, yet crashes still injured more than 47,000 people. Here's what the city's crash data and its no-fault statutes mean if you were hurt.

ThatCarHitMe.com Editorial
Apr 29, 2026
5 min read

New York City had its safest year on record in 2025, and that fact will not make your case any easier. Traffic crashes still killed 205 people across the five boroughs, a 19 percent drop from the 253 deaths in 2024 and one fewer than the previous low of 206 set in 2018.1 The count runs back to 1910, and 2025 sat at the bottom of it.1 Crashes themselves stay relentless: the city logged 6,773 reported collisions in January 2026 and 6,625 in April.23 Across all of 2025, injuries reached 47,557, and 2,947 of those were serious.1 Deaths among drivers and passengers in cars and SUVs fell 40 percent year over year.1

If you were hurt in one of those crashes, two things decide what happens next: where and how you were hit, and how quickly you handle the paperwork.

The roads that produce the worst crashes

The deadliest crashes cluster on the wide arterial roads of the outer boroughs, and the city has spent a decade rebuilding several of them by name. Queens Boulevard carried the nickname "Boulevard of Death" for years. NYC DOT finished the final phase of its redesign in 2024, adding protected bike lanes through Sunnyside and Long Island City.1

The Grand Concourse in the Bronx comes with numbers attached. DOT counted 12 traffic fatalities along its 5.2-mile length between 2008 and 2012, then made it the city's second arterial slow zone and retimed the signals to 25 mph to counter the long crosswalks and high speeds.4 Atlantic Avenue, which runs across Brooklyn toward Queens, was the first road to get that slow-zone treatment.4 More recent Bronx and Queens projects have reworked University Avenue, Gun Hill Road, and Northern Boulevard, among others.1

Where you were hit shapes your odds. In 2025 the Bronx saw traffic deaths fall from 54 to 33 and Queens from 74 to 57, the two largest declines in the city.1 Brooklyn recorded 63 deaths, Manhattan 39, and Staten Island 13.1 People on foot stay the most exposed group: 111 of the year's 205 deaths were pedestrians.1 At the midpoint of 2025 the city had already recorded just 87 deaths, down 32 percent from 128 a year earlier, and only one rider of a standard bicycle had been killed.5

What the city changed, and what it means for your claim

Two enforcement tools drove much of the improvement, and both matter if a speeding driver put you in the hospital. Speed cameras cut deadly speeding by more than 90 percent, and blocks that received a new camera saw 14 percent fewer injuries and deaths than comparable blocks without one.1 Governor Kathy Hochul signed a five-year renewal of the program in 2025, and the cameras have run 24 hours a day since 2022.5 On the street, NYPD summonses for failure to yield to pedestrians climbed 25.3 percent in a year, to 22,375.5 A camera record or a failure-to-yield summons against the driver who hit you can become evidence in your injury claim.

New York's no-fault rules and when you can sue

New York is a no-fault state, and that phrase confuses a lot of crash victims. Your own auto policy pays first, up to $50,000 in "basic economic loss" for medical bills and lost wages, regardless of who caused the crash.6 The limit is written into Insurance Law § 5104(a): there is "no right of recovery for non-economic loss," meaning pain and suffering, unless your injuries clear the "serious injury" threshold.7

That threshold sits in Insurance Law § 5102(d), and it reads as a specific statutory list. It covers death, dismemberment, significant disfigurement, a fracture, loss of a fetus, permanent loss of use of a body organ or member, permanent consequential limitation of use of a body organ or member, and significant limitation of use of a body function or system.6 A soft-tissue strain that clears up in a few weeks usually falls short. A wrist you broke bracing against the dashboard usually qualifies.

Deadlines are where sound claims fall apart. To protect your no-fault benefits, you generally must give your insurer written notice within 30 days of the crash under Regulation 68 (11 NYCRR 65-1.1).8 If a city vehicle or an MTA bus hit you, a shorter and separate clock starts: General Municipal Law § 50-e requires a notice of claim served within 90 days after the claim arises.9 Miss that one and an otherwise strong case can end before it starts. The lawsuit itself carries a three-year limit for personal injury under CPLR § 214(5).10

One rule cuts in your favor. New York follows pure comparative negligence under CPLR § 1411, so being partly at fault reduces your recovery by your share instead of wiping it out.11 A jury that finds you 30 percent responsible still awards the other 70 percent.

Finding a top-rated car accident lawyer here

The strongest New York car accident lawyers do a few unglamorous things well. They build the serious-injury record early with the right medical documentation, because the case turns on § 5102(d).6 They calendar the 30-day no-fault notice and the 90-day municipal deadline the day they are hired.89 And they know the specific corridors, because a crash on a rebuilt road like the Grand Concourse4 can come with camera footage, prior-complaint records, and DOT redesign history a general practitioner will not think to pull.

You can compare attorneys who handle these cases in the thatcarhitme.com legal directory. Look for someone who tries cases rather than only settling them, and who will walk you through the no-fault math before you sign anything.

This article is general information, not legal advice.

Sources

  1. New York City Department of Transportation, "Traffic Deaths Reach All-time Low: New York Ends Year With Fewest Fatalities Ever Recorded," January 2, 2026. https://www.nyc.gov/html/dot/html/pr2026/traffic-deaths-reach-all-time-low.shtml

  2. thatcarhitme.com, "New York Crash Report, January 2026." https://thatcarhitme.com/crash-data/new-york/new-york/january-2026-report

  3. thatcarhitme.com, "New York Crash Report, April 2026." https://thatcarhitme.com/crash-data/new-york/new-york/april-2026-report

  4. New York City Department of Transportation, "NYC DOT, NYPD, Elected Officials and Safety Advocates Announce an Arterial Slow Zone on the Grand Concourse," 2014. https://www.nyc.gov/html/dot/html/pr2014/pr14-041.shtml

  5. New York City Department of Transportation, "Vision Zero: NYC DOT Announces Traffic Deaths Reached Lowest Level in Recorded History During the First Six Months of 2025, Fatalities Down 32 Percent From Last Year," 2025. https://www.nyc.gov/html/dot/html/pr2025/vision-zero.shtml

  6. New York Insurance Law § 5102, Definitions. https://www.nysenate.gov/legislation/laws/ISC/5102

  7. New York Insurance Law § 5104, Causes of action for personal injury. https://www.nysenate.gov/legislation/laws/ISC/5104

  8. New York State Department of Financial Services, Insurance Circular Letter No. 3 (2009), No-Fault Notice of Claim Provisions (11 NYCRR 65-1.1). https://www.dfs.ny.gov/industry_guidance/circular_letters/cl2009_03

  9. New York General Municipal Law § 50-e, Notice of claim. https://www.nysenate.gov/legislation/laws/GMU/50-E

  10. New York Civil Practice Law and Rules § 214. https://www.nysenate.gov/legislation/laws/CVP/214

  11. New York Civil Practice Law and Rules § 1411. https://www.nysenate.gov/legislation/laws/CVP/1411

About This Guide

Written by: ThatCarHitMe.com Editorial

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