You were not in an ordinary crash. The driver who hit you broke the law, and Idaho treats that differently from a routine fender bender. What follows is what actually applies in Idaho, with the statute behind each rule, so you can see what you are owed and how little time you may have to act.
Two things happen after a drunk-driving wreck, and they run on separate tracks. Sorting out the difference is the first thing that protects you.
The criminal case is not your case
When someone drives with a blood alcohol concentration of 0.08 or higher (0.04 for commercial drivers, 0.02 for drivers under 21), the state can charge them with DUI.1 If that driver caused you great bodily harm, permanent disability, or permanent disfigurement, the charge rises to felony aggravated DUI, which carries up to fifteen years in prison and a fine up to $5,000.2
That prosecution belongs to the state, not to you. A judge can order the driver to pay restitution, but restitution under Idaho Code 19-5304 covers only economic loss, meaning things like medical bills, lost wages, and direct out-of-pocket costs. It leaves out pain and suffering, emotional distress, and wrongful death.3 The same statute says a restitution order does not stop you from pursuing your own remedy, and that a driver's insurance does not erase the obligation. To be paid for everything the crash cost you, you file a separate civil claim.
The deadline that can end your claim
In Idaho you have two years from the date of the crash to file a personal injury lawsuit.4 Miss that window and a court can dismiss the case no matter how clearly the other driver was drunk. A wrongful death claim also runs two years, but it is measured from the date of death rather than the crash. If the injured person is a minor, the clock generally does not start until they turn 18.4
Damage to your vehicle runs on a different timer. Property damage claims get three years under Idaho Code 5-218(3).5
Who you can hold responsible
The drunk driver is the obvious defendant, but Idaho law shapes what you actually recover. The state follows modified comparative negligence with a 50% bar: your award is reduced by your share of fault, and if you are found more than 50% at fault you recover nothing.6 In most drunk-driving crashes the intoxicated driver carries the fault, but expect the insurer to hunt for any slice to pin on you.
Idaho also lets you reach the business that poured the drinks, though the door is narrow. Under the state's dram shop law, a bar, restaurant, or store can be liable only if it served alcohol to someone it knew or should have known was under 21, or to someone who was obviously intoxicated at the time.7 There is a deadline built right into the statute: you have to notify that seller by certified mail within 180 days of the crash, or the claim is barred.7 The same law blocks a claim brought on behalf of the drunk driver or that driver's own passengers, so it reaches people the drunk driver hurt rather than the drinking party itself.
The insurance that actually pays
Idaho is an at-fault (tort) state, which means the driver who caused the crash and their insurer are responsible for your losses.8 Every Idaho driver must carry at least 25/50/15 coverage: $25,000 per person and $50,000 per crash for bodily injury, and $15,000 for property damage.9 Those are floors, and a serious DUI injury can blow past them fast.
That is why your own policy matters. Idaho insurers have to offer uninsured and underinsured motorist coverage on every auto policy, although you can turn it down in writing.10 If you kept it and the drunk driver had no insurance or not enough, your UM/UIM coverage can step in and pay. Idaho does not require personal injury protection or medical payments coverage, so medpay exists only as an optional add-on. Check whether you bought it.11
Damages a drunk driver's conduct can unlock
Idaho caps noneconomic damages, the pain-and-suffering side of a case. The Idaho Industrial Commission recalculates that cap every July 1 for wage inflation, and as of July 1, 2026 it stands at $538,425.04.12 Here is the part that changes things after a DUI: the cap does not apply when the conduct would be a felony, proven to the jury beyond a reasonable doubt, or when it involves willful or reckless misconduct.12 Because a DUI that causes great bodily harm is a felony under Idaho Code 18-8006, a seriously injured victim may be able to recover pain and suffering with no ceiling at all.2
Drunk driving can also open the door to punitive damages, which exist to punish and deter rather than to compensate. Idaho Code 6-1604 requires clear and convincing evidence that the driver acted in an oppressive, fraudulent, malicious, or outrageous way.13 You cannot even request them in your first complaint. You have to ask the court for permission to add the claim after showing a reasonable likelihood of proving it at trial. If a jury does award punitive damages, they are capped at the greater of $250,000 or three times your compensatory damages.13
If the driver cannot pay
Plenty of drunk drivers have no real assets and thin or no insurance. Idaho's Crime Victims Compensation Program, administered by the Industrial Commission, can reimburse a victim up to $25,000 for costs such as medical care, lost wages, and funeral expenses, paid after other sources are used up.14 You generally have to apply within one year of the crime, so it is worth asking about early.15
Getting the paperwork and the right help
If you need the official police record of the wreck for an insurance or injury claim, you can order it through Idaho's crash report system. If your car was totaled or lost value even after a solid repair, that loss is handled as a separate diminished value claim, not as part of your injury case.
A drunk-driving claim in Idaho has more moving parts than a standard crash: the criminal case running alongside yours, the two-year deadline, the 180-day dram shop notice, and the cap exceptions that can change what your case is worth. If you are deciding whether to bring a civil claim, you can find an Idaho attorney to walk through the specifics with you.
This article is general information about Idaho law, not legal advice.
Sources
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Idaho State Legislature, Idaho Code 18-8004 (driving under the influence). https://legislature.idaho.gov/statutesrules/idstat/title18/t18ch80/sect18-8004/
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Idaho State Legislature, Idaho Code 18-8006 (aggravated driving under the influence). https://legislature.idaho.gov/statutesrules/idstat/title18/t18ch80/sect18-8006/
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Idaho State Legislature, Idaho Code 19-5304 (restitution for crime victims). https://legislature.idaho.gov/statutesrules/idstat/title19/t19ch53/sect19-5304/
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Idaho State Legislature, Idaho Code 5-219 (limitation of actions for personal injury). https://legislature.idaho.gov/statutesrules/idstat/title5/t5ch2/sect5-219/
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Idaho State Legislature, Idaho Code 5-218 (injury to personal property). https://legislature.idaho.gov/statutesrules/idstat/title5/t5ch2/sect5-218/
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Idaho State Legislature, Idaho Code 6-801 (comparative responsibility). https://legislature.idaho.gov/statutesrules/idstat/title6/t6ch8/sect6-801/
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Idaho State Legislature, Idaho Code 23-808 (liability for serving alcoholic beverages). https://legislature.idaho.gov/statutesrules/idstat/title23/t23ch8/sect23-808/
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Idaho Department of Insurance, Required Auto Coverage. https://doi.idaho.gov/consumers/auto-insurance/required-auto-coverage/
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Idaho State Legislature, Idaho Code 49-117 (financial responsibility limits). https://legislature.idaho.gov/statutesrules/idstat/title49/t49ch1/sect49-117/
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Idaho State Legislature, Idaho Code 41-2502 (uninsured and underinsured motorist coverage). https://legislature.idaho.gov/statutesrules/idstat/title41/t41ch25/sect41-2502/
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Idaho Department of Insurance, Optional Auto Coverages. https://doi.idaho.gov/consumers/auto-insurance/optional-auto-coverages/
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Idaho State Legislature, Idaho Code 6-1603 (limitation on noneconomic damages). https://legislature.idaho.gov/statutesrules/idstat/title6/t6ch16/sect6-1603/
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Idaho State Legislature, Idaho Code 6-1604 (limitation on punitive damages). https://legislature.idaho.gov/statutesrules/idstat/title6/t6ch16/sect6-1604/
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Idaho Crime Victims Compensation Program, Benefits You May Be Eligible For. https://crimevictimcomp.idaho.gov/benefits/
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Idaho Industrial Commission, Crime Victims Compensation Program Guidelines. https://iic.idaho.gov/wp-content/uploads/2020/06/CVCP-Guidelines-6-2020.pdf