Fault & Liability in Car Accidents in IA

Iowa uses a modified comparative fault rule with a 51% bar. You can be partly at fault and still recover, but your award shrinks by your share, and once you pass 51% you get nothing. Here is how it works after a car crash, tied to the statutes.

Iowa handles car crashes through the at-fault system, so the driver who caused the wreck pays. Here's how the 51% fault rule, minimum coverage, and filing deadlines actually work in Iowa.