Fault & Liability in Car Accidents in MT

Montana handles car crashes through a fault-based (tort) system rather than no-fault, so the at-fault driver pays. Here are the Montana-specific rules: coverage minimums, the 51% fault bar, UM/UIM, filing deadlines, and damage caps.

In Montana, the share of blame assigned to you directly changes your payout, and at 51% it ends your claim. Here's how the state's comparative negligence rule actually works after a crash.