Fault & Liability in Car Accidents in NM

New Mexico is an at-fault (tort) state, not a no-fault state, so the driver who caused your crash pays. Here is how comparative fault, minimum coverage, and the filing deadlines work under New Mexico law.

New Mexico is a pure comparative negligence state, and it drops joint and several liability, so each defendant pays only its own share of fault. That combination decides what a crash victim can actually recover.