Fault & Liability in Car Accidents in TN

Tennessee is an at-fault state, and its rules are strict. You have one year to sue, you're barred from any recovery at 50% fault, and pain-and-suffering damages are capped by statute.

Tennessee bars any recovery once you hit 50% fault and cuts it by your share below that. Here's the exact rule from McIntyre v. Balentine, plus several liability and the 90-day joinder trap.