Fault & Liability in Car Accidents in WV

West Virginia is an at-fault (tort) state with no mandatory PIP. Here is how comparative fault, minimum limits, UM/UIM, and the two-year filing deadline actually work after a crash.

West Virginia follows a modified comparative negligence rule that reduces your recovery by your share of fault and cuts you off entirely once you pass a set line. Here is exactly where that line sits and how the mechanics work.