Uninsured motorist property damage (UMPD) coverage in New York

Why You Can't Get UMPD Coverage in New York (And What to Do Instead)

New York is one of the few states that does not offer Uninsured Motorist Property Damage (UMPD) coverage. Instead, drivers must rely on their own collision coverage to repair their vehicle after an accident with an at-fault, uninsured motorist.