$226,000
PIP Benefits Denial
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Case Details
Oregon Court of Appeals affirmed a jury verdict against Farmers Insurance Company for breaching its contract to provide personal injury protection (PIP) benefits by failing to preauthorize the full cost of knee replacement surgery necessitated by automobile accident injuries.
Additional Notes
The court allowed 'stacking' of PIP limits for separate policies in the same family and held the insurer responsible for 'noneconomic' damages. The decision also allowed an exception to the 'PIP year' rule.