Case Result

$784,677

Insurance Bad Faith

2011

Trial Verdict

Chattanooga, TN

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Case Details

Hamilton County jury returned a verdict in favor of Norma O’Neal whose Chattanooga home was destroyed by fire, and Nationwide denied her claim, alleging arson. The jury found Nationwide acted in bad faith.

Additional Notes

Jury awarded an extra 18% as a penalty for bad faith and included pre-judgment interest of 10%. The fire started from an accidental electrical event at a Christmas tree receptacle, contrary to Nationwide's claim of intentional setting. The verdict enabled Mrs. O'Neal to rebuild her home after nearly two years without one. Case tried before Judge Neal Thomas, Div. IV, Circuit Court of Hamilton County, Tennessee. Attorneys: Hubert Hamilton and Patrick Cruise.

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